Three currencies in. One honest number out.
Penvra gathers what clients pay you in euros, dollars and lira, sets aside what isn't yours, and shows the one number you can actually spend.
Try your month.
Move the numbers. Penvra does the rest, out loud.
Yours to spend
- Came in
- €4,885
- Set aside
- €977
That's it. That's the number.
Sample rates, not live: 1 $ = 0.92 €, 1 € = 49.20 ₺
How Penvra works
Get paid however clients pay.
Euro from Berlin, dollars from Austin, lira from Kadıköy. Each lands in its own pocket, in its own currency.
Penvra sorts it the day it lands.
Tax goes aside first. Fees are shown before anything moves, never discovered after.
You see one number.
What is yours to spend this month. Not a balance, not a guess. The number.
Your month, without the maths
Paydays in three colours. One number on the last day.
- euro payday
- dollar payday
- lira payday
Sample paydays and figures.
One plan. One honest price.
A flat monthly fee, shown up front. Never a slice of what you earn.
€6a month
- Three pockets: euro, dollar, lira
- Tax set aside the day money lands
- Every rate shown before it is used
- Your number, every month-end
Concept pricing. Penvra is a fictional company.
Questions, answered plainly
Is Penvra a bank?
No. Penvra works on top of the accounts you already have. It sorts, sets aside and shows; your money stays where it is.
Why three currencies?
Because that is the month Penvra was built for: euro from one client, dollars from another, lira at home. More may come later. Three is the point.
How much goes aside for tax?
You choose the share. Penvra moves it aside the day money lands and keeps it as its own number, so it never looks like yours.
What happens when a rate moves?
Your number moves with it, and Penvra tells you when and by how much. No smoothing, no rounding up.
The small print, in large type
- We will never round your number up to make you feel better.
- When a rate moves, we tell you when, and by how much.
- If something costs you money, you see it before you agree.